Buying a
new car warranty or used car warranty for your new or used vehicle can
be a major expense. Choosing the right company is very important. You
need comprehensive coverage, consumer friendly contract language, freedom
to choose your repair facility and no paperwork or billing hassles; as
well as a financially stable company with a proven track record. That's
the Warranty Direct difference - a total blanket of protection for your
vehicle and peace of mind for you.
Some Important
Questions for you to consider: Do I really need an Extended Car Warranty?
When should I buy coverage?
Who will I call to authorize and pay my claims?
True Bumper-to-Bumper Coverage. By definition, a bumper to bumper plan
is exclusionary, that is, it will only list the few components that are
not covered. Typically these include cosmetic and maintenance items. Wear and Tear Protection- This
means that you are covered for parts that break as well as those that
wear out. All covered parts in a policy should include a "wear and tear"
provision. A lot of plans have wear and tear exclusions, such as struts,
piston rings, valves or other expensive components that wear out and will
not be covered. Beware of "Mechanical Breakdown" plans, they often have
wear-and-tear exclusions, thus offering you less coverage. Overheating- Look for a plan
that does not exclude damage due to overheating.
Roadside Assistance- You want a plan that offers a Free nationwide Roadside
Assistance plan. You want to be covered per occurrence. Not an out of
pocket reimbursement plan, that is tied to only covered repairs. Car Rental - Should your vehicle
have to remain overnight for a covered repair. Trip Interruption - Should your
vehicle become disabled more than 100 miles away from home and the repair
is covered under your contract, reimbursement for lodging and meals. Nationwide Protection - Repairs
can be made at any repair facility in the US or Canada. Choice of Deductibles- Most
automobile plans offer $0, $50 and $100 deductible options. Transferable - The ability to
transfer your coverage when you sell your vehicle, at no cost, which will
increase your vehicle's resale value.
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